Ally vs. SoFi® [2025]: More Account Options or Higher APYs

Ally vs. SoFi: A Comparison of Account Options and APYs

Ally and SoFi are online-only banks offering higher APYs and nationwide ATM access.

SoFi leads with higher APYs, while Ally offers CD options, making them both competitive choices.

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This article has undergone a comprehensive fact-checking process, verifying information against primary sources and experts.

Author's summary: Ally and SoFi offer strong online banking options.

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FinanceBuzz FinanceBuzz — 2025-10-16

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